Whether renting a car for business or for pleasure, the last thing anybody wants to have to be concerned about paying for damages to your rental vehicle should it happen. That is why, there is car insurance to cover drivers who are operating a rental vehicle. Lots of people opt out of buying car insurance because they believe it’s an unnecessary expense. The stark reality is, without car insurance a person may be liable for a lot more cash than what the price of car insurance would be if he or she were to sustain damage to a rental vehicle.
A common misconception among lots of people who rent a vehicle is that their personal auto insurance policy will cover them for rental vehicles too. This isn’t always the case. Some private auto insurance plans will cover a motorist when she or he rents a vehicle however this isn’t the standard. A man must always consult their insurance policy or speak to his or her insurance agent to help determine if rental cars are covered on the personal automobile insurance policy. If rental vehicles are not covered by the personal car insurance policy, then the renter has a responsibility to secure rental insurance.
Car insurance can be purchased directly from the rental business. Many rental companies offer different insurance coverage plans to meet the individual requirements of the renter. The car rental insurance premium is computed by a daily rate and in certain cases a weekly rate if a man is planning a protracted rental period. The premium amount is added to the rental fees and paid for all together. A renter would need to opt for and buy car rental insurance at the time of rent. It cannot be added at a later time. This alleviates the chance of insurance fraud.
Buying car insurance is not always necessary when renting a vehicle. Some major credit card companies offer cardholders perks for example car rental insurance only for being a member. To be eligible for car rental insurance through a charge card firm, that exact card will have to be utilized to secure the rental. Not all credit card companies offer this perk to its members. A person should always phone and consult with an agent from his or her credit card business to determine if she or he has this coverage and what the qualification requirements are to make the most of this perk.
If you’re visiting Buffalo, consider Dollar Buffalo Car Rental, or Thrifty Buffalo Car Rental, as they are reliable car rental companies.